A purpose-built rental scheme in Stoke. Cash purchase from £79,999. The on-panel operator who runs the building also assures a 10% NET return for three years — written into the contract. After year three, the asset is yours and the income reverts to whatever the building is renting at.
Property is normally an optionality bet. You take rental risk, void risk, repair risk, valuation risk — usually all at once, all uncertain. Most stock is sold on the assumption you'll absorb that.
Stoke unbundles it. For three years, the on-panel operator absorbs the operating layer and your number is contractual: 10% NET on £79,999, or £8,000 a year, regardless of occupancy. That's a fixed-income shape on a property chassis. After year three, the chassis remains. The ownership is yours from day one.
We don't usually do assured deals. Most of them are a marketing layer over a worse underlying asset. This one passes our underwriting because the operator we work with on it has the track record to cover the contract.
Stoke isn't trying to win on appreciation or postcode prestige. The case is contractual income today, professional management throughout, and an entry price that fits inside a SIPP or SSAS allocation.
01.
Not projected. Not 'achievable'. Written into the contract by the operator. £8,000 a year on an £80,000 ticket. Whether the unit is occupied or not, that's what lands in your account.
02.
Specialist purpose-built rental management — already in place on the building. You don't find tenants, fix taps, or chase rent. The operating layer is part of the structure on day one, on a written agreement.
03.
Bet365, JCB nearby, hospital and university tenants. The city sits on the M6, the West Coast Main Line, and within an hour of Manchester and Birmingham. The rental demand isn't speculative. It's the workforce.
04.
On a cash basis, this is one of the lowest entry tickets in the UK new-build market. That makes it accessible for SIPP, SSAS, and second-property allocations where the cash is already sitting available.
A studio at £79,999, all-cash. The assured income is contractual; the year-four position is indicative.
The headline is honest. The trade-offs are too. We'd rather you read these than not.
01.
PBSA-style stock doesn't qualify for mainstream BTL mortgages, so when you sell you're selling to another cash buyer. That market exists, but it's smaller and slower than the open mortgageable market. Price your liquidity accordingly.
02.
The 10% NET is contractual for three years. Beyond that, your yield is whatever the building is achieving on the open rental market, on the same managed structure we'd recommend keeping in place. The contract covers the assured period. The market covers what comes after.
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Contact →Property values can fall as well as rise. Past performance and projected returns are not reliable indicators of future results. Rental yields and occupancy levels are projections based on current market conditions and are not guaranteed. The 10% NET assured return is contractually committed by the operator for the stated assurance period. Returns after the assurance period are not guaranteed and depend on operator performance and market conditions. Cash-only purchases limit the secondary market to other cash buyers. Mortgage availability, rates and stamp duty are subject to change and depend on individual circumstances. All figures are illustrative and gross of income tax. Magna Partners Ltd is a property introducer and not a regulated financial adviser. You should take independent legal, tax and financial advice before committing to any investment.
